Harvest Joy Society
Harvest Joy Society

Harvestjoy LTD

Harvest Joy Society

Improving economic opportunities for members across the UK.

Started in 2023 · Building toward a cooperative future

Get the appAbout the Society
  • Pooled savings
  • Member loans
  • Shared projects

Our story

About us

Who we are, why we started, and where the Society is headed.

Founded
2023
Members
Nigerians across the UK
Direction
Toward a cooperative

Harvest Joy Society started in 2023 to improve the economic opportunities of members who are mostly Nigerians residing in different parts of the UK.

“Start as a Society. Grow into a Cooperative.”

The path for Harvest Joy Society

Our strategy is to begin as a Society that can be registered as a Cooperative in the near future. The Society enables members to benefit from pooled financial resources that can be used to start businesses, secure mortgages, travel, support charitable causes, or fund other projects that members agree will benefit them — bringing a return on members’ efforts in the UK and a sense of fulfilment.

Businesses & mortgagesTravel & charityMember-agreed projects

Benefits

What we do

The Society pools members’ resources so everyone can go further together — in savings, loans, and shared projects.

Three ways membership turns collective effort into opportunity.

  • 01

    Pooled savings

    Members save together into a shared pool.

    • Regular contributions
    • Shared pool strength
    • Clear member records
  • 02

    Member loans

    Access to loans after meeting membership and savings rules.

    • After membership rules
    • Support when it matters
    • Fair, society-led process
  • 03

    Shared projects

    Pooled funds can support business, mortgages, travel, charity, and other agreed member benefits.

    • Business & mortgages
    • Travel & charity
    • Projects members agree on

Membership

How it works

Three clear steps from joining the Society to applying for a loan.

Simple path. Strong community. No surprise gates.

  1. 1

    Join by referral

    Membership is invite and referral based.

    Ask a current member to introduce you.

  2. 2

    Save regularly

    Contribute on the agreed schedule.

    Build your balance on the agreed schedule.

  3. 3

    Apply for a loan

    After 3 months of membership and saving, you can apply for a loan.

    Eligible after 3 months of membership and saving.

Mobile app

Get the app

Download the Harvest Joy Society app when it is available on the App Store and Google Play.

  • Manage savings and loans on the go
  • Built for Harvest Joy Society members
  • App Store & Google Play — launching soon

Download

Coming soon

Buttons unlock when the public listings go live.

Coming soonApp StoreComing soonGoogle Play